Lease vs. Loan in Gastonia, NC

Subaru Loan vs Subaru Lease, Which is Best For You?

When you're interested in one of our new Subaru vehicles, it is important to know how you are going to finance it. The two main options for auto finance are buying your new vehicle, usually with an auto loan, and leasing it.


Buying your Subaru has a few obvious upsides. To begin with, you own your vehicle. Once your loan is paid off, the vehicle is entirely yours, and you can use it however you want. Even before you pay off your loan, you can still drive your car as much as you want.

If you don't feel the need to own your vehicle for a long time, leasing can be a great choice. Leasing is cheaper than buying; rather than paying for the entire cost of the vehicle, you only need to pay for the depreciation in value from the beginning to the end of the lease. Leasing can have a much lower down payment and much lower monthly payments. This makes for a much more affordable way to drive the newest Subaru models. Once your lease period is up, you can buy the vehicle you have been driving for the past few years, or you can lease the newest model again.

Of course, there are downsides to leasing too. There is a yearly mile limit to leasing a vehicle, and going over that limit can get pricey, as you pay for each extra mile. Since the vehicle is never yours, you also don't have any equity in the vehicle.

If you're not sure which finance option is for you, we're happy to help. The experts in our finance center will go over each payment option with you, and they will help you decide if buying or leasing is best for you. Our online auto finance application makes starting the auto finance process easier than ever.

At Tindol Subaru, we're here to help you get the best possible Subaru vehicle with the best possible rates. If you're in the Charlotte, Lake Wylie, Concord, or Clover area, come pay us a visit here in Gastonia, NC. We're here to help you out.

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Tindol Subaru

1901 E Franklin Blvd
Directions Gastonia, NC 28054

  • Call or Text Sales: (877) 445-6763
  • Service: (866) 939-2876
  • Parts: (877) 262-8758